Realistic Decentralization — Governments, Banks and Ordinary People Decentralization or centralization? The truth lies somewhere in the middle. During the last 10 years the whole industry was driven mostly by tech-geeks who wanted to bring into life the idea of complete financial decentralization, where banks don’t play an intermediary role. This idea has captured the minds of everyone, putting everything to the extreme, leaving no space for other ways of technological realization. Later, cryptocurrencies became infamous due to misuse and lost its original reputation in the eyes of people. And regardless of these facts, cryptocurrencies slowly take place in our lives, but often governments, banks, and companies can’t come to an agreement which results in a technological slowdown. In the end, ordinary people suffer who simply can’t transfer value without additional overheads. Some want decentralization, others centralization. But as always, the truth lies somewhere in […]